Dharamjit Singh Sandhu (1995-2019), Klang

1. My condolences to the family.
   [Below info may also apply to some extent for those who are not in Malaysia]

   This is forwarded for information of family members [and others as all will be affected sooner or later and thus should be aware and be prepared to avoid money/asset problems and hardships]. It is a common perception that most do not prepare for their after departure situations and also keep financial matters/information confidential even from their closest family members including parents/siblings/spouses/children/etc.

   Many deceased may have monies in EPF, Cooperatives, banks, stock market shares, etc and benefits available from SOCSO for some and if the person was a member of any association he/she may also be eligible for some benefits besides having credit balances.

   Relatives of Government pensioners are also entitled to RM3K grant from the Pensions Department and this does not need any receipts of expenditure.

   Further I recently came to understand that next of kin [spouse-child-parents] of the departed who were EPF contributors, EPF gives RM2,500.00 which is credited to the account of the deceased member [subject to being below 55 years of age]. The total balance can then be withdrawn by the Registered Nominee or other entitled beneficiary. Eligible only if he was working at any time and has an EPF Account.

   Humbly suggest that family members go through the old documents to confirm as not many tell their parents, spouses, siblings or children of what they have or where they have and this also applies to other family members including spouses and children and siblings. Some ladies/men may also have hidden cash inside houses or with friends in the form of kittie parties or koots of which none in the family may be aware.

   Finally Selangor residents are also eligible for financial benefits subject to conditions. Please refer to SELANGOR WEBSITE >PEDULI SIHAT] [This may also apply in Other States]
   [Above comments/views/advise are based on personal experiences and other relevant information]

   The media publishes regularly that there are hundreds of millions or RM with Insurance Companies being unclaimed monies owing to policy holders who may have gone to their final destination and the families/beneficiaries not being aware or there was no nomination. [This may also apply to Banks and cooperatives and other institutions. Similarly the Registrar of Unclaimed Monies is also holding billions of RM of unclaimed monies and the case may be same with Financial Institutions-banks-shares CDS accounts-Courts-Lawyers-Government Departments/Agencies-etc] Family members should scrutinize old documents and they may be able to find some of such monies which have become claimable and then they should take appropriate action as advised in the article.
   May his soul be with WAHE GURU JI
   Gur Fateh

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